Large corporations are faced with ever more complex and demanding risk exposures today. Risk Managers in a global business environment must contend with:

Now more than ever, major companies need strong and reliable partners that can deliver tailored risk transfer and financing solutions to help them meet their risk management challenges and achieve their business and financial objectives.

The Property Underwriting Team within Specialty Markets Individual Commercial Risks business unit can provide just such a partnership approach. We are a specialized division of Munich Reinsurance America, Inc., which is a member of the Munich Re Group, established as a center for underwriting Alternative Market business. Operating from a centralized office in New York, we combine flexibility, responsiveness, and individual client attention with the stability and strength of one of the world’s leading reinsurance groups, the Munich Re Group.

The client base we serve is large industrial and commercial corporations representing great geographical and business diversity, but all sharing a serious commitment to sound risk management. In addition, our clients are prepared to share financial exposure to their own risk through substantial self-insured retentions.

We apply a technical but creative underwriting approach, characterized by a high degree of flexibility in program design. Our underwriters strive for an in-depth understanding of each risk and stand ready to deploy meaningful levels of capacity on a case-by-case basis.

By emphasizing transparency, individual risk underwriting and customer risk-sharing, we seek to influence and play a significant role in the risk protection programs of our clients as their needs evolve over time.

Our clients

What we can provide

•  $75 million capacity for best-in-class risks •  Highly rated admitted and non-admitted insurance and reinsurance paper •  Professionalism provided by a dedicated and experienced team of underwriters with a minimum of 8 years experience in the property business •  Detailed analysis of the client’s business in order to tailor a coverage solution •  Quota share and excess of loss participation •  Presence close to the marketplace with offices in New York, Chicago, and San Francisco •  Access to the unrivaled knowledge of our parent, Munich Re •  Dedication and creativity •  Business focus on accounts that are brokered and marketed exclusively in the U.S. Risks are underwritten on behalf of Munich Reinsurance America, Inc. and certain other member companies of the Munich Re Group.

What we cannot do

What we expect from our brokers